Before you buy gold or silver, check the quote.
Enter what the dealer quoted. We compare it to the metal's actual value, show what you'd get selling it back, add up the IRA fees, and flag the claims regulators warn about.
Independent. We sell no metals and take no money from dealers or custodians.
How this works and its limits
- Metal value = ounces of pure metal × the spot price you enter. Markup = what you pay above that.
- "Typical" premium ranges are 2026 retail ranges for single orders, from dealer premium trackers. Premiums swing with demand; in early 2020, 1 oz Gold Eagles briefly ran 15–20% over spot.
- If you don't enter a buyback price, we assume a dealer pays about 98% of metal value for common bullion and about 100% of metal value (no premium) for proof, "exclusive" and collectible coins. Ask for the real number in writing.
- IRA eligibility follows IRS rules for IRA metals (IRC 408(m)): gold generally .995 fine (the American Gold Eagle is the exception), silver .999, and metals must be held by a qualified trustee, not at home. Your custodian decides which products it accepts.
- This checks the math and the claims in a quote. It doesn't tell you whether to own precious metals or how much. That's your decision, ideally with a fee-only advisor.
Report a problem dealer
CFTC tip line 866-366-2382 or cftc.gov/complaint · In Florida: Office of Financial Regulation and the Attorney General (1-866-966-7226).